Hackers do not just steal SSNs; they sell them!
Once your number is out there, it can be bought and used repeatedly by fraudsters looking to exploit your identity. Your Social Security Number (SSN) is one of the most valuable pieces of personal information a cybercriminal can steal that could result in identity theft, fraudulent loans, drained bank accounts, and even criminal activity in your name.
So, how do you check if your SSN is on the dark web? More importantly, what should you do if it is? Let us break it down and help you secure your identity before it is too late.
PureVPN’s Dark Web Monitoring provides real-time surveillance of the hidden corners of the dark web, detecting breaches that involve your most sensitive information.
Whether it is your email address, Social Security Number, or other critical identifiers, you can ensure you are notified before cybercriminals can exploit your data.
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If your SSN falls into the wrong hands, criminals can use it for financial fraud, unauthorized loans, and even impersonation. Here’s how to detect it:
If you notice credit accounts, loans, or inquiries that you do not recognize, it is a major red flag that someone may be using your SSN to apply for credit in your name.
Receiving a notice from the IRS about unfiled taxes or duplicate tax returns could mean that a fraudster has used your SSN to file fraudulent tax claims and collect refunds.
If you are rejected for a loan or credit card despite having good credit, someone may have damaged your credit score by taking out loans or defaulting on payments using your SSN.
Getting calls from debt collectors about accounts you never opened is a serious indication that your SSN has been used for fraudulent financial activities.
If you are suddenly ineligible for Social Security benefits, unemployment, or other government assistance, it could mean that someone else is fraudulently using your SSN to claim benefits or secure employment.
Absolutely. Finding out that your Social Security Number (SSN) is on the dark web is a serious security risk. Unlike passwords, which you can change, your SSN is a permanent identifier, making it a prime target for identity theft, financial fraud, and even criminal activity. If cybercriminals get their hands on it, they can exploit it in ways that could affect you for years.
Your SSN could have been leaked in several ways, including:
Large-scale hacks of banks, healthcare providers, government agencies, or businesses that store SSNs.
Cybercriminals trick you into providing your SSN through fake emails, phone calls, or websites.
If your device is infected, hackers can steal personal information, including your SSN.
Some institutions store SSNs in poorly secured databases that may be scraped by cybercriminals.
An employee at a company with access to SSNs could sell them, or documents containing your SSN may be stolen.
Once your SSN is on the dark web, it can be:
Yes, there are some ways to know if your SSN has been used by:
Reviewing your credit report.
Creating a ‘my Social Security’ account – Visit SSA.gov to track your earnings history and ensure no one is using your SSN for employment.
Check IRS records – If someone used your SSN to file a tax return, the IRS may send you a notice. You can also call the IRS Identity Protection Unit.
You can monitor your SSN through:
Credit monitoring services, like Experian, Equifax, or TransUnion.
PureVPN Dark Web Monitoring scans the dark web for your SSN and notifies you if it appears in a data breach.
Set up fraud alerts with your bank and credit card companies for any suspicious transactions.
Regularly check your SSA account for unauthorized changes.
You must stay alert if you experience any suspicious activity in your name, email address, or financial transactions. PureVPN dark web monitoring helps you identify if your email address is vulnerable to dark web risks through a free scan. Plus, you can get a breach summary and steps to mitigate risk with your subscription plan.
No, obtaining someone’s SSN without their consent is illegal and considered identity theft. Websites that claim to provide SSNs are often scams or operate illegally. They intend to steal your data instead of providing you information about others.
If you sus[ect that your SSN is compromised, you can freeze it by:
Placing a credit freeze with all three major credit bureaus.
Requesting an IRS Identity Protection PIN (IP PIN) to prevent tax fraud.
Contact the Social Security Administration (SSA) if you suspect fraud at 1-800-772-1213.
Filing an identity theft report with the Federal Trade Commission (FTC) at IdentityTheft.gov.
Your Social Security Number is one of the most valuable pieces of personal information you have, and if it falls into the wrong hands, the consequences can be severe. Using PureVPN dark web monitoring can detect threats early and prevent further damage.