Do you ever wonder why you are pre-approved for credit cards you never use?
Innovis, a business you've probably never heard of, could be behind those intrusive credit requests.
Cloud-stored data accounts for 82% of data breaches. 39% of breaches occur across different environments, with an average cost of $4.75 million.
But do not worry—there is a way to fight back such data brokers. In this post, we'll teach you exactly how to opt out of Innovis and regain control of your email.
Innovis, which is sometimes overshadowed by the major three (Experian, TransUnion, and Equifax), is the fourth credit reporting bureau in the US. Though less commonly utilized, it still influences your credit score.
Similarly to the big three, Innovis provides credit information, fraud protection, and identity verification services. You can check your free Innovis report once a year and contest any inaccuracies you find.
Innovis collects your data in a few different ways:
Innovis typically obtains your information from financial product and service providers, such as lenders and credit card firms.
If you contact Innovis regarding your credit report or utilize their website, you may provide certain information. For example, they may gather your name, email address, and details about your interactions with them.
They also gather some information automatically when you visit their website, such as your IP address and the sites you visit.
If you want to opt out and remove your data from Innovis manually, follow these steps:
Step 1: Scroll down to the bottom of the page. Hit "CLICK HERE TO OPT-IN OR OPT-OUT." Then select the "Permanent Opt-Out by Mail" option. Hit Enter.
Step 2: Select "CONFIRM" once you've added all the relevant details.
Step 3: You’ll receive a confirmation notification to opt out and end the session.
Step 4: The session has ended, and opt-out is in process.
Opting out of Innovis limits marketing, boosts privacy by excluding your data, and involves a request on their website. Verification may be needed, and the process doesn't affect other credit bureaus.
The exact timeframe for the Innovis opt-out process to take effect can vary. Generally, it may take a few weeks for the opt-out request to be fully processed and reflected in their systems. It's advisable to review Innovis's specific policies and contact them directly for the most accurate information on the processing timeline.
Opting out of Innovis enhances your privacy by excluding your data, and reducing targeted marketing. Consider similar opt-outs with other entities for comprehensive privacy control. Review Innovis's policies for details.
A credit freeze enhances security against identity theft by restricting credit report access. Opting out reduces marketing communications and provides more control over the use of personal data for marketing purposes. Choose based on your priorities, or consider both for comprehensive protection.
Understanding Innovis' opt-out process allows you to make smarter choices about your data privacy.
By following the procedures mentioned below, you can control how Innovis gathers and uses your information.
Remember that opting out may limit the services or personalization you receive, so consider the advantages and disadvantages before making a decision.