More than 220 million Americans fell victim to data breaches in the first nine months of 2023 alone. A significant number of these incidents stem from the unethical behavior of data brokerage companies, with SageStream being a major player. Here's everything you need to know about Sage Stream Opt Out/
Leaving your personal details on platforms like SageStream puts you at serious risk, as scammers and identity thieves could exploit this information. You definitely don’t want to be their next target. Fortunately, you can take action—explore these SageStream opt-out methods to remove your data and protect your privacy online.
The Fair Credit Reporting Act (FCRA) governs SageStream, LLC, which is a company that offers credit reports and scores. The company has become an integral part of LexisNexis® Risk Solutions, a provider of information solutions for businesses and governments to predict and mitigate risks.
SageStream is very important to the financial system. Companies use their credit reports and scores to make informed decisions about their customers. Furthermore, SageStream protects individuals from identity theft.
There might, however, be some doubt over the security of data contained in SageStream’s database. With data breaches being commonplace in contemporary life, this concern comes as no surprise. That is the reason why you need to do what is necessary to protect your data.
SageStream gathers data from diverse records, including court proceedings and tax lien notifications. They use this information for the creation of your credit report.
Some specific examples of how SageStream collects your data are as follows:
SageStream's information solutions are used by a variety of businesses and governments, including:
Opting out of SageStream and other data brokers has many great benefits, including:
It is always unpleasant to think that confidential data is managed by information providers like SageStream. Though some data is useful for business, it does not come without privacy concerns, which can cause some doubts.
Luckily, you can opt out of SageStream if you feel that your personal information may be compromised. You can permanently opt out of receiving unsolicited credit or insurance offers by following a detailed procedure.
Opting out of SageStream can be done either manually or automatically. This may include any of these two methods:
To opt out of SageStream manually, you can follow these steps:
When you are done filling out the form, check the Captcha box, then click the “Submit” button. Your choice will be effective days after you have completed this procedure.
Alternatively, you can also opt out of SageStream by mail:
LexisNexis Risk Solutions Consumer Center
P.O. Box 105108
Atlanta, Georgia 30348-5108
Note: SageStream claims that your choice will take effect no later than five business days after they receive it. However, this may not always be the case, as it can take weeks to take effect. Nevertheless, once your opt-out request has been processed, SageStream will no longer give your information to businesses for prescreened credit and insurance offers.
As detailed above, opting out of SageStream manually can be tasking. What if I tell you that you no longer have to go through that rigorous process to remove your data from SageStream?
Yeah, that’s right!
You can opt out of SageStream and dozens of other data brokers with PurePrivacy. Download the app or go to their official website, use the free account or opt for a premium plan, and grant consent; the tool will take it from there.
Some of the benefits of using PurePrivacy are:
SageStream is a credit reporting agency that collects and sells your personal information to businesses. You may opt out if you're concerned about your personal information being used for prescreened credit or insurance offers or if you value your online privacy.
The Fair Credit Reporting Act is the Federal law in the United States concerned with gathering, relaying, and utilizing consumer data, including credit reports. SageStream operates under the FCRA.
SageStream gathers data from different originators like court proceedings, tax lien notifications, and credit bureaus whenever one creates a new credit account.
No, SageStream does not have a free plan to facilitate access to personal information but offers free consumer reports annually as required by the Fair Credit Reporting Act.
Get a complimentary consumer report yearly by giving your info and proof of identity to confirm if you have data in SageStream. Additionally, you can contact them for more information about it.
Opting out of SageStream is completely free and doesn’t come with any fees.
You have several ways to opt out:
Fill out their online Opt-Out Election Form
Mail your request to SageStream
Contact them through their toll-free number
Alternatively, services like Incogni can simplify the process by helping you opt out of multiple data brokers at once. These services usually charge a fee, either monthly or annually, depending on the service and the protection plan you choose.
A fraud victim loses an average of $500, which results in billions of dollars yearly. I’m sure you don’t want to fall victim to some scams or have your identity stolen. Opting out of SageStream and other data brokers is the only way to ensure your digital safety.
The manual opt-out method works sometimes. But I highly recommend using PurePrivacy, as it is faster, easier, more convenient, and more reliable. It can help you remove your data from all data brokers, all in under a minute.